Last updated: May 23, 2026
Calculator Inputs: Information you enter into our calculators (monthly bill amounts, state selection, age, etc.) is processed entirely in your browser. This data is NOT sent to our servers, NOT stored, and NOT retained after you close your browser tab.
Analytics: We use anonymous analytics (such as Google Analytics) to understand how visitors use our site. This collects information like pages visited, time on site, and general geographic region — but does NOT identify you personally.
Contact Form: If you submit a message via our contact form, we collect your name and email address solely to respond to your inquiry. We do not add you to marketing lists without explicit consent.
We use cookies for analytics and to remember your preferences (such as which state you last selected). You can disable cookies in your browser settings at any time, though this may affect site functionality.
SmartBenefitUSA may display advertisements served by third-party advertising networks (such as Google AdSense). These networks may use cookies to serve ads relevant to your interests based on your browsing history. You can opt out of personalized advertising at aboutads.info.
Our site contains links to third-party websites (such as medicare.gov, energysage.com). We are not responsible for the privacy practices of these sites. We encourage you to read their privacy policies before providing personal information.
Since our calculators process data entirely in your browser, no financial or personal data passes through our servers. We use HTTPS encryption on all pages.
SmartBenefitUSA is not directed to children under 13. We do not knowingly collect personal information from children.
Depending on your location, you may have rights to access, correct, or delete personal data we hold about you. Contact us at the address below to exercise these rights.
Privacy questions: Contact us here.
We may update this policy periodically. The "last updated" date at the top of this page reflects the most recent revision.